Randy Brickman, CLTC, LUTCF
"Strategy without tactics is the slowest route to victory. Tactics without strategy is the noise before defeat."
Yesterday is gone, forget it
Tomorrow may never come, don’t worry about it.
Do a Master job today!
Welcome to Randy Brickman’s web site.
Click here to learn more about the Intrinsic Qualities of Permanent Life Insurance.
" I can think of no more effective agent in advancing our freedom to live as we choose than the insurance salesman. This man knows the economic pulse of the country as few men may, for he walks all streets of American life and he sits down and talks to youth and to the mature and to the aged.
He knows their wants, He helps them to help themselves in times of need. He builds, for he helps others to build. He insures the future.
He is respected.
And he is a friend."
--John F. Kennedy
How Income Taxes Work
A quick look at how federal income taxes work.
The 12 Steps to Living Confidently: Legacy and Estate
You wouldn’t leave your paycheck on the bus. Without basic estate planning, your wealth is equally at risk.
The SECURE Act
This article may help you understand the most recent changes to your IRA and your RMD implemented with the SECURE Act.
How to lower your risk of chronic illness
Legacy or estate planning is part of good retirement planning. Here are a few things to consider when working on your plan.
Lifestyle considerations in creating your retirement portfolio.
Congratulations, you’re ready to commit. Perhaps you now share keys to the same front door or there’s a ring in your future.
Get ready. We’re about to get deep. Have you ever thought about what means, means?
A change in your mindset during retirement may drive changes to your portfolio.
This calculator can help you estimate how much you may need to save for retirement.
Estimate how long your retirement savings may last using various monthly cash flow rates.
This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.
Estimate the total cost in today's dollars of various mortgage alternatives.
This calculator may help you estimate how long funds may last given regular withdrawals.
With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.
How federal estate taxes work, plus estate management documents and tactics.
Find out the value working with a mutual company and how you may be entitled to an added benefit of an annual dividend.
Taking your Social Security benefits at the right time may help maximize your benefit.
Here’s a quick guide to checking to see if you have unclaimed money.
Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?
Make your retirement as exciting as your next vacation.
Do you know these three personal finance sayings?