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Group Benefits

Empowering Your Team, Working to Secure Your Future

How Do Your Employees Evaluate Their Benefits?

The ability to attract top-tier talent to your business often hinges on your provided benefits. Were you aware that 82% of employees consider employee benefits crucial to accepting a job? Surprisingly, only 66% of employers believe benefits have a significant impact.

Aligning with employee benefit expectations is vital for attracting the workforce you require. As a business proprietor, you must assess the benefits of offering employees what they desire against factors such as costs, accessibility, and administrative demands. Striking the right balance holds profound importance for your company's financial well-being.

What Are Employees Seeking?

What Are Employees Seeking?

Prospective employees are eager to learn whether your company provides an excellent work environment with a healthy culture. They seek reassurance regarding reasonable workloads, ensuring that company demands respect their family and personal time.

Their inquiries also extend to benefits. This form of non-monetary compensation can significantly enhance a job offer. Consider this: according to a 2022 Employee Benefits Survey Report, 42% of employees preferred $200 in new employee benefits over a $200 wage increase.

Navigating Employee Benefits: A Look at Requirements and Options

Certain benefits are mandated by law, while others offer an opportunity to enhance your employee recruitment efforts. Here are the benefits required by law:

Mandated by Law

  • Family and medical leave
  • Health insurance (for businesses with 50 or more full-time employees)
  • Social Security, Medicare, and federal insurance contributions
  • Unemployment insurance
  • Workers' compensation insurance (optional in Texas)

Optional Benefits

  • Dental and vision insurance
  • Pre-tax health spending accounts
  • Life insurance coverage
  • Employee assistance programs
  • Retirement plans, such as 401(k) or Roth IRA
  • Disability insurance
  • Mental health benefits
How Do You Choose?

How Do You Choose?

Choosing the right employee benefits package involves a multitude of factors: the array of available options, associated costs, provider reliability, and the intricacies of administration. It can be a daunting task to navigate alone. Why not simplify the process by partnering with a financial advisor who truly comprehends the industry?

We collaborate with seasoned and skilled employee benefits brokers. Together, they tap into a wealth of resources to craft employee benefits packages tailored to attract and retain the top-tier talent you seek—all while maintaining cost-effectiveness. With our team, you gain access to an extensive array of options that meet both your employee satisfaction and budgetary objectives.

Tailored Employee Benefits

Tailored Employee Benefits

We are an agency of The Guardian Life Insurance Company of America (Guardian), a distinguished name in employee benefits. For over 160 years, Guardian has been renowned for financial stability, vast resources, and innovative products. We proudly recommend them for inclusion in your employee benefits package when appropriate. Additionally, we assess products from other leading insurance carriers, selecting the one that aligns with your unique needs.

Let us craft a customized employee benefits program designed to attract desired talent, maintain affordability, ensure efficient administration, and deliver the benefits most sought after by your employees.

Get Started Today

Invest in your team's future and the success of your business with our Group Benefits solutions. Whether you're a small startup or a growing enterprise, we're here to guide you every step of the way.

Schedule a consultation and let's begin building a benefits package that works for you, your employees, and your business goals.

Speak with Randy